外贸社区
李红梅
商务英语必备1000字

banking 银行业务
general business
一般业务
ATM
自动柜员机
You can change your PIN at the ATM.
你可以在自动柜员机上修改密码.
automatic bill payment
自动转帐服务
Tina pays her phone bill with an automatic bill payment.
蒂娜利用自动转帐服务付电话帐单
balance
差额 余额
If you keep a balance of $1,000, you won't have to pay the $20 monthly-service fee.
如果你保持1000美元的余额,就不必付每月20美元的服务费了
bank account
帐户
How do I open a bank account here?
我要怎么开户
bank holiday
银行公休日 国定休息日
What happens if payday falls on a bank holiday?
如果发薪日正好碰上了国休日那该怎么办
banking
银行业务
Could you sign me up for online banking?
你能帮我申请网络银行服务么?
banknote
纸币 钞票
Wads of banknotes were hidden in the bag.
包里藏了几数叠钞票
certificate of deposit
定期存款
Redeeming your certificate of deposit before maturity may result in withdrawal penalties.
如果你在定期前解约可能要付提前解约金
checking account
支票存款帐户
I need to make a withdrawal from my checking account.
我要从我的支票帐户中提款
deposit
存款
I didn't get my pay deposit this month.
我这个月的薪水存款没有入帐
discount rate
贴现率
The discount rate is set by the Fed.
贴现率是由联储决定的
Individual Retirement Account
个人退休帐户
Does it matter where I open an Individual Retirement Account?
我到哪开个人退休帐户重要么?
interest
利率
Interest rates are not expected to increase.
利率应不会再涨
safe-deposit box
(银行)保险箱
She kept her jewels in her safe-deposit box.
她把珠宝放在银行保险箱里
savings account
储蓄存款帐户
I need to transfer money from my savings account to my checking account.
我要把钱从储蓄存款帐户转到支票存款帐户
signature
签名
Tom forged his boss's signature to steal company funds.
汤姆伪造了他老板的签名盗取了公司的资金
teller
出纳员
Marcy started as a bank teller, but now she's a loan officer.
玛希刚开始是当出纳员,但是现在是贷款员
transfer
转账
The money has been transferred into my account.
钱已经转入我的帐户
wire
汇款
Judy's father wired money to her bank account.
朱迪的父亲将钱汇入了她的帐户
withdraw
取款
I withdrew $300 from my savings account.
我从我的储蓄存款帐户提取了300美元

balance transfer
余额代偿
Katherine made a balance transfer from her old credit card to her new one.
凯萨琳申办新卡代偿旧卡。
cancel
v.
停(卡)
What happens if I want to cancel my card?
如果我想停卡該怎么办?
cash card
現金卡
What do I need in order to apply for a cash card?
申办现金卡我需要准备些什么?
collateral
n.
抵押品;担保品
Without collateral, Mr. Thomas wasn't able to get a loan.
由于没担保品,汤玛斯先生的贷款办不下來。
credit card
信用卡
I need to report a stolen credit card.
我要报信用卡失窃。
credit limit
信用额度
Beware of outrageous credit limits, which may lead to uncontrollable spending.
要小心信用額度別订得太高,这可能会导致花费无度。
credit rating
信用评等Bob's poor repayment history has really hurt his credit rating.
巴柏不良的还款记录对他的信用评等造成很大的伤害。
debit card
签帐卡
You can use this debit card almost anywhere in the world.
这张签帐卡你几乎全世界任何地方都可使用。
debt consolidation
负债整合
Before you consider debt consolidation, closely examine the proposal.
在考虑负债整合之前,要仔细检查其还款方案。
default
n.
违约
The company is in default on its loan agreement.
该公司违反其贷款合约。
freeze
v.
冻结(帐户)
The bank froze my credit card account after I reported it stolen.
在我报失信用卡后,银行冻结了我的信用卡户头。
installment
n.
分期付款
Penny will pay off her student loans in 60 installments.
潘妮將分六十期偿还她的助学贷款。
loan
n.
贷款
I confirm that I have read and understood the terms and conditions of the loan agreement.
我确认已阅读并了解这份贷款协议的条件与规定。
minimum finance charge
每月最低应缴金额Some credit cards have a minimum finance charge.
有些信用卡有每月最低应缴金额的限制。
mortgage
n.
房贷;抵押借款
Rick has a twenty-year mortgage.
瑞克要繳二十年的房贷。
outstanding
adj.
未清偿的;未付清的
Our records show you have an outstanding balance of $6,0
我们资料显示您有一笔六千元的款项未付。
refinance
v.
重新贷款
When deciding whether or not to refinance, there are many factors to consider.
在決定是否重新贷款时,有许多因素要考量。
statement
n.
账单明细The fee for issuing a replacement card will be charged to your next statement.
信用卡补发費用將併入您下个月的账单明细。
shadowfang
活到老学到老,谢谢分享
2012-12-11 17:20:18
GuoEric
thank you very much
2012-11-10 09:10:45
曾艳君
tks!
2012-10-23 09:38:19
kellyli
   谢 谢            。                                                                      
2011-06-22 10:45:24
laokim
thanks very much .
2011-06-04 11:34:08
songs
谢谢分享 楼主辛苦了
2011-05-18 18:09:07
songs
谢谢分享 楼主辛苦了
2011-05-18 18:09:06
songs
谢谢分享 楼主辛苦了
2011-05-18 18:09:04
王娜
谢谢楼主的分享!辛苦了!
2011-04-19 13:36:18
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